Compare Canada's Best Credit Cards & Bank Accounts | Points Potential

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Editor's picks

The 5 best credit cards

See the top 10 →

Best for: Overall value

1

American Express Cobalt Card

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American Express Cobalt® Card

American Express Amex Membership Rewards

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Annual Fee: $191.88
Rewards Rate: 1x
Welcome Bonus: 15,000 points
1st Year Value: $1,491

Restaurants: 5x
Groceries: 5x
Convenience: 5x
Streaming: 3x
Transit: 2x
Gas & EV: 2x

Best for: Overall value

2

Business Platinum Card from American Express

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Business Platinum Card® from American Express

BusinessAmerican Express Amex Membership Rewards

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Annual Fee: $799
Rewards Rate: 1.25x
Welcome Bonus: 120,000 points
1st Year Value: $-161

Best for: Travel rewards

3

RBC ION+ Visa Card

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RBC ION+ Visa Card

RBC RBC Avion Rewards - Premium

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Annual Fee: $48
Rewards Rate: 1x
Welcome Bonus: 28,000 points
1st Year Value: $1,326

Groceries: 3x
Gas & EV: 3x
Transit: 3x
Streaming: 3x
Restaurants: 3x

Best for: Aeroplan travel

4

TD Aeroplan Visa Infinite Card

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TD® Aeroplan® Visa Infinite Card

TD Aeroplan First-Year Annual Fee Rebate

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Annual Fee: $139 $0
Rewards Rate: 1x
Welcome Bonus: 40,000 points
1st Year Value: $1,508

Gas & EV: 1.5x
Groceries: 1.5x

Best for: Travel rewards

5

Marriott Bonvoy American Express Card

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Marriott Bonvoy® American Express® Card

American Express Marriott Bonvoy

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Annual Fee: $120
Rewards Rate: 2x
Welcome Bonus: 110,000 points
1st Year Value: $1,140

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