ATB World Elite Mastercard
on ATB Financial's website
Pros & Cons
Pros
- +First Year Annual Fee Rebate ($120 annual fee rebated)
- +Up to 8x on Travel
Cons
- –Foreign Transaction Fee (2.5%)
- –No airport lounge access despite fee
- –No purchase protection
Our Review
The ATB World Elite Mastercard is ATB Financial’s premium travel rewards card: 8 points per $1 on travel, 6 points on groceries, gas, streaming and entertainment, and 2 points on everything else.
Get a welcome bonus of 40,000 points ($200 value) and the $120 annual fee waived in the first year.
Rewards
All Spending
2x
ATB Rewards pts per dollar
Travel
8x
Groceries
6x
Gas
6x
Streaming
6x
Entertainment
6x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
How we value points and spendingPoints Earned
118,800
ATB Rewards/yr
Estimated Value
$1,188
After Fees
+$1,188
1st Year Value
$1,188
incl. welcome bonus
Annual rewards breakdown
Interest Rates
- Purchase Rate20.99%
- Purchase rate (Quebec)20.99%
- Cash Advance25.99%
- Cash advance rate (Quebec)25.99%
- Foreign Transaction Fee2.5%
Eligibility
Personal Income
$80,000
Household Income
$150,000
Terms & Conditions
Card Features
- 8 points/$1 on travel
- 6 points/$1 on groceries, gas, streaming and entertainment
- 2 points/$1 on all other purchases
- Welcome bonus: 40,000 points ($200 value)
- First-year annual fee waived (then $120)
- Available to Alberta residents
Legal
*Conditions apply. Informational listing.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Points Potential may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 ATB Financial. All trademarks are property of their respective owners.