Our selection of the best credit cards in Canada, ranked by first-year value. Compare fees, rewards, welcome bonuses and insurance.
It comes with a welcome bonus of 15,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,491.
$15.99/mo
Amex Membership Rewards
It comes with a welcome bonus of 120,000 points. You earn 1.25x on groceries and 1.25x at restaurants.
Amex Membership Rewards
It comes with a welcome bonus of 28,000 points. You earn 3x on groceries and 3x at restaurants. Estimated first-year value is $1,326.
RBC Avion Rewards - Premium
Ends Nov 4, 2026
The TD® Aeroplan® Visa Infinite* Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 40,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $1,508.
Aeroplan
It comes with a welcome bonus of 110,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,140.
Marriott Bonvoy
Ends Sep 22, 2026
It comes with a welcome bonus of 70,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $1,387.
RBC Avion Rewards - Elite
Ends Nov 25, 2026
It comes with a welcome bonus of 70,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $1,501.
Amex Membership Rewards
It comes with a welcome bonus of 85,000 points. You earn 1.25x on groceries and 2x at restaurants. Estimated first-year value is $1,405.
Aeroplan
You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $360.
Cash Back
It comes with a welcome bonus of 35,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $644.
Scene+
Ends Nov 1, 2026
Explore our category comparisons, or calculate which card's rewards actually match your budget.
