Pros & Cons
Pros
- +Welcome Bonus: 35,000 points
- +Purchase protection included
- +Travel medical insurance included
Cons
- –High annual fee ($175/yr)
- –Foreign Transaction Fee (2.5%)
- –No airport lounge access despite fee
Our Review
The RBC Avion Visa Infinite Business Card is the premium business credit card in the RBC Avion Rewards program, designed for business owners who travel.
Get 35,000 bonus Avion points upon approval.
What the card gives you:
- 1.25 RBC Rewards points per dollar in net purchases charged to your card, up to $75,000 per year, then 1 point per dollar beyond that
- A Visa Airport Companion membership, which opens access to more than 1,200 airport lounges worldwide, at US$32 per person per visit
- Avion points that are redeemable for travel with a great deal of flexibility, with no blackout dates
- Additional cards for your employees, at $75 each, up to 9 cards
The annual fee is $175. The annual interest rate is 19.99% on purchases and 22.99% on cash advances. A 2.5% conversion fee applies to foreign currency transactions.
Rewards
All Spending
1.25x
RBC Avion Rewards - Elite pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
37,500
RBC Avion Rewards - Elite/yr
Estimated Value
$563
After Fees
+$388
1st Year Value
$913
incl. welcome bonus
Annual rewards breakdown
- Earn 35,000 RBC Avion Rewards - Elite after $0 in purchases within the first year
Travel Insurance
Travel medical (under 55)
Included
Travel medical (55-64)
Included
Travel medical (65+)
Included
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $5,000
Hotel Burglary
Up to $2,500
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $2,000 / 1 year(s)
Auto Rental
Up to $65,000 / 48 days
Fees and interest rates
- Annual Fee$175
- Additional card fee$75
- Foreign currency conversion fee2.5%
- Purchase Rate19.99%
- Balance transfer rate22.99%
- Cash advance rate22.99%
Perks & Benefits
Concierge Service
24/7
Transfer partners
American Airlines AAdvantage
Airline
Eligibility
Personal Income
$60,000
Household Income
$100,000
Terms & Conditions
Card Features
- Get 35,000 bonus points + first year annual fee waived upon approval
- Earn 1.25 RBC Rewards points for every dollar in net purchases spent on your card, up to $75,000 per year
- Enjoy access to over 1,200 airport lounges worldwide with a Visa Airport Companion membership
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Points Potential may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.