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Best for: Cash back

You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $211.

Annual Fee
$89
Rewards rate
1x

Cash Back

Welcome Bonus
1st Year Value
$211

Pros

  • Simple and straightforward

Cons

  • No welcome bonus
  • Requires good credit
Best for: No annual fee
Brim Mastercard
BrimCash Back

The Brim Mastercard has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 0.5x at restaurants. Estimated first-year value is $150.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome Bonus
1st Year Value
$150

Pros

  • No annual fee

Cons

  • No welcome bonus
  • Modest reward rates