Best KOHO Cards in Canada | Points Potential

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Best for: Cash back

KOHO Prepaid Mastercard Everything Plan

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KOHO Prepaid Mastercard® Everything Plan

KOHOCash Back

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You earn 2x on groceries and 0.5x at restaurants. Estimated first-year value is $153.

Annual Fee: $177
Rewards rate: 0.5x
Welcome Bonus: —
1st Year Value: $153

Pros

2x on groceries

Cons

High annual fee ($177)
No welcome bonus

Best for: Cash back

KOHO Prepaid Mastercard Extra Plan

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KOHO Prepaid Mastercard Extra Plan

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You earn 1.5x on groceries and 0.25x at restaurants. Estimated first-year value is $81.

Annual Fee: $144
Rewards rate: 0.25x
Welcome Bonus: —
1st Year Value: $81

Pros

Simple and straightforward

Cons

No welcome bonus

Best for: Cash back

KOHO Prepaid Mastercard Essential Plan

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KOHO Prepaid Mastercard® Essential Plan

KOHOCash Back

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It comes with a welcome bonus of $20. Estimated first-year value is $68.

Annual Fee: $48
Rewards rate: —
Welcome Bonus: $20
1st Year Value: $68

Pros

Welcome bonus of $20

Cons

Fewer premium perks

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