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Best for: Travel rewards

It comes with a welcome bonus of 28,000 points. You earn 3x on groceries and 3x at restaurants. Estimated first-year value is $1,326.

Annual Fee
$48
Rewards rate
1x

RBC Avion Rewards - Premium

Welcome Bonus
Up to 28,000 points

Ends Nov 4, 2026

1st Year Value
$1,326

Pros

  • Welcome bonus of 28,000 points
  • 3x on groceries
  • 3x at restaurants
  • Estimated 1st-year value of $1,326

Cons

  • Fewer premium perks
Best for: Overall value

It comes with a welcome bonus of 50,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,280.

Annual Fee
$120
Rewards rate
1x

Scene+

Welcome Bonus
Up to 50,000 points

Ends Nov 1, 2026

1st Year Value
$1,280

Pros

  • Welcome bonus of 50,000 points
  • 5x on groceries
  • 5x at restaurants
  • Estimated 1st-year value of $1,280

Cons

  • Requires good credit
Best for: Aeroplan travel

It comes with a welcome bonus of 85,000 points. You earn 1.25x on groceries and 2x at restaurants. Estimated first-year value is $1,405.

Annual Fee
$599
Rewards rate
1.25x

Aeroplan

Welcome Bonus
Up to 85,000 points
1st Year Value
$1,405

Pros

  • Welcome bonus of 85,000 points
  • 2x at restaurants
  • Estimated 1st-year value of $1,405

Cons

  • High annual fee ($599)