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Best for: Travel rewards

It comes with a welcome bonus of 110,000 points. You earn 2x on groceries and 3x at restaurants. Estimated first-year value is $1,180.

Annual Fee
$150
Rewards rate
2x

Marriott Bonvoy

Welcome Bonus
Up to 110,000 points

Ends Sep 22, 2026

1st Year Value
$1,180

Pros

  • Welcome bonus of 110,000 points
  • 2x on groceries
  • 3x at restaurants
  • Estimated 1st-year value of $1,180

Cons

  • Fewer premium perks
Best for: Travel rewards

It comes with a welcome bonus of 35,000 points. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $913.

Annual Fee
$175
Rewards rate
1.25x

RBC Avion Rewards - Elite

Welcome Bonus
35,000 points
1st Year Value
$913

Pros

  • Welcome bonus of 35,000 points
  • Estimated 1st-year value of $913

Cons

  • High annual fee ($175)
  • Requires good credit
Best for: Aeroplan travel

The TD® Aeroplan® Visa* Business Card offers a first year annual fee rebate (regular fee $149/yr). It comes with a welcome bonus of 60,000 points. You earn 1x on groceries and 1.5x at restaurants. Estimated first-year value is $1,272.

First-Year Annual Fee Rebate
Annual Fee
$149 $0
Rewards rate
1x

Aeroplan

Welcome Bonus
Up to 60,000 points
1st Year Value
$1,272

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 60,000 points
  • Estimated 1st-year value of $1,272

Cons

  • Fewer premium perks